Live data: address and flood zone are pulled from public FEMA and Census sources in real time.
The premium range is anchored on the county's OIR average and adjusted for the property; home size and year built auto-fill for many counties (enter them for the rest).
Statewide rate-filing activity is on the Filing activity tab, refreshed daily from FL OIR. Premium and DSCR are labeled estimates, not a quote.
Enter a Florida address and screen it. You will get flood risk, the insurance cost trend, DSCR impact, and a verdict.
Free public data (FEMA flood, US Census, FL OIR filings). Pre-quote screening, not an insurance quote.