Live data: address and flood zone are pulled from public FEMA and Census sources in real time.
Rate filings are a hand-loaded snapshot of real Florida OIR filings (the automated feed is the next milestone).
Premium and DSCR are labeled estimates, not a quote.
Enter a Florida address and screen it. You will get flood risk, the insurance cost trend, DSCR impact, and a verdict.
Free public data (FEMA flood, US Census, FL OIR filings). Pre-quote screening, not an insurance quote.